Social Security Disability Benefits At A Glance
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by: albert.tobega
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Word Count: 580
Social Security taxes are typically deducted from you with every paycheck that you receive from your employer. Most people utilize Social Security for retirement benefits that they can take advantage of when they reach retirement age. Many people are not aware however that part of the Social Security tax can be used in the form of a disability plan. Federal law states that in the event of an injury or some type of illness or disease that effectively hinders your ability to work, you can claim some Social Security benefits even though you have not reached retirement age yet. These disability benefits are designed to give you a source of income when you are not able to work.
The Social Security Act defines disability as either a physical or mental condition that prevents the sufferer from engaging in any activity that generates income, and that can either result in his or her death or last for 12 months or more. For many people, the confusion stems from not knowing when they can apply for Social Security benefits and when they can start collecting payments. The fact is that you should apply for disability as soon as possible, even on the first day of your disability if you can manage to do so. The act of processing your claim can take much longer than expected and if you wait too long before doing so, you may miss out on some benefits, as well as run the risk of delaying the process even more. Keep in mind that even with the help of an experienced Social Security lawyer, the claim process can still take a long time. Keep in mind that you will also have to be out of work for at least 5 months before you can begin to receive disability benefits.
Some people have also wondered why the entire process takes so long, in some cases lasting for more than a year. Even with a competent Social Security lawyer on your side, the process can still take an excessively long time. Many people find it quite frustrating to be out of work and unable to claim their benefits, but the severe backlog of Social Security cases is the cause of all this. Social Security cases are typically processed on a first come, first served basis, which means that you have no choice but to wait it out. In extreme situations, the claims process can take as long as eighteen months and even up to two years.
It is interesting to note that even if a Social security disability lawyer cannot help you get a hearing with an administrative law judge sooner, a good one can work wonders for your case even before you get a hearing. A Social Security Disability attorney will know what evidence is needed to win your case and know how to take advantage of opportunities to win your claim before the hearing—as in winning the claim before the Office of Disability Determinations or writing an On the Record opinion for the judge so that she does not even have to conduct the hearing in your case. In any case, there are a number of obstacles that you have to deal with when filing for Social Security Benefits. But with an attorney your claim is more likely to be resolved in a matter of months, whereas going through the process by yourself your claim could take years.
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