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Which Social Security Benefits Are You Eligible For?

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by: albert.tobega
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Which social security benefits are you eligible for? The regulations can be labyrinthine, and trying to puzzle them out can be an exercise in frustration. To work out which disability benefits you may be able to receive, and to find out whether you will be able to earn an income while receiving disability, read on.
Does SSA offer partial disability benefits?
No, you cannot qualify for disability benefits through Social Security if your disability is partial or short term. Social security benefits are available only to applicants who are completely disabled and whose disability is considered likely to last at least a year. (Note that people who qualify for disability benefits may collect benefits while working as long as their maximum possible income is lower than a SSA determined income cap.)
Although I am still working, I cannot work the same hours or skill level that I used to, and my income has dropped as a result. Is it still possible for me to file for social security benefits?
Yes, if your income is lower than a certain SSA determined level, you are eligible to file for disability benefits. Social Security changes the maximum income level yearly. You can find the current limit in the official SSA web site or in official SSA booklets.
However, be aware that your earnings in your current job are not the only earnings the state agency will take into account. If you can move to another line of work and in so doing raise your income above the approved level, you will not be considered eligible for disability benefits. The state agency will consider your training, experience, age, and medical condition when deciding whether you are able to do other work, so you will not be pushed into doing work for which you are untrained or which strains your physical capacity.
My doctors say there is no treatment that can help me, so why do I have to keep going to doctors?
When you first file for social security benefits, the state agency that manages your case will need a complete evaluation of your health, a process that may require repeated doctors visits. The doctors you usually go to may not be able to provide enough information; for example, you may need tests or equipment that your doctor does not have. In that case, the state agency may arrange for you to be examined by another doctor.
Once you are determined to be disabled, you will need regular examinations to determine the progress of your medical condition. Because not all disabling medical conditions are permanent, your health may improve enough for you to work even without active medical care.

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